Updated July 2026Verified by 12 travelers

The Only Payment Guide
You Need for China

Step-by-step guides to set up Alipay, WeChat Pay, and e-CNY as a foreigner. Tested and verified — so you never get stuck at the register.

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Alipay for Foreigners

Link your Visa/Mastercard/Discover in 10 minutes. No Chinese bank needed.

Read guide

WeChat Pay Setup

Link international cards. Accepted at ~99% of merchants.

Read guide

Ease of Setup for Foreigners

1

Alipay

Easiest — Recommended First Choice
Setup ease
95%
10 min Acceptance: 90%
Ride-hailing (DiDi)Food deliveryMetro & bus ticketsOnline shopping
2

WeChat Pay

Widest acceptance, moderate setup
Setup ease
75%
15-30 min Acceptance: 99%
Chat & messagingRide-hailingMini-programs for everythingRestaurant ordering
3

e-CNY

New — 26 pilot cities only
Setup ease
60%
20 min Acceptance: Growing
Offline tap-to-pay (NFC)Select merchants
4

Apple Pay / Visa

Not recommended as primary method
Setup ease
25%
N/A Acceptance: Very limited
High-end hotels & retailers only
5

Google Pay / Samsung Pay

Do not rely on these
Setup ease
5%
N/A Acceptance: Near zero
Google blocked in China

Ranking based on setup time, documentation required, and merchant acceptance for foreign visitors.

More Than Just Payments

Alipay and WeChat are super-apps. Once set up, unlock these features:

Alipay — Super App Features

Ride-hailing

Book DiDi rides directly inside Alipay

Public transit

Metro & bus QR codes in 300+ cities

Food delivery

Order from Ele.me without a separate app

Online shopping

Pay on Taobao, Tmall, and thousands of sites

Translation

Built-in 16-language translator for menus & signs

WeChat — Super App Features

Messaging

The #1 chat app in China — everyone uses it

Mini-programs

Millions of apps inside WeChat (hotels, tickets, services)

Restaurant ordering

Scan table QR to order & pay — no waiter needed

Ride-hailing

Multiple ride services available as mini-programs

Official accounts

Follow brands, news, and government services

New

First Time in China?

From touchdown to your first good night's sleep — our step-by-step survival guide covers SIM cards, first payments, hotel check-in, getting around, and everything a newcomer needs to know.

11 detailed guides Written by travelers, for travelers Updated July 2026

Before You Go Checklist

Do these 5 things before boarding your flight

Free PDF
Download Alipay and register with your passport
Set up WeChat Pay and complete real-name verification
Notify your bank about China travel dates
Get a Chinese eSIM or physical SIM card
Carry ¥500-1000 cash as backup (small bills preferred)
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Most Asked Questions