15+ Cards Tested
Bank Card Compatibility
Real-world test results. Community-sourced and regularly updated.
Key: Visa and Mastercard have the best acceptance. Amex has very limited support. For maximum compatibility, link your card to Alipay or WeChat Pay rather than using it directly.
| Card | Network | Mobile Pay | ATM | Notes |
|---|---|---|---|---|
| Chase Sapphire Preferred | visa | Works great with Alipay/WeChat | ||
| Capital One Venture X | visa | No foreign transaction fee | ||
| Citi Premier | mastercard | Tested in Shanghai & Beijing | ||
| Revolut Premium | mastercard | Good rates, instant top-up | ||
| Wise Debit Card | mastercard | Best for low fees | ||
| Amex Platinum | amex | Very limited acceptance | ||
| HSBC Premier | visa | Excellent in China | ||
| N26 Standard | mastercard | Works with Alipay linking | ||
| MUFG Card (Japan) | jcb | Good acceptance via Alipay | ||
| ICBC Asia | unionpay | Widest acceptance (domestic) | ||
| Monzo (UK) | visa | Works well, good app | ||
| Nubank (Brazil) | mastercard | Alipay works, ATM spotty | ||
| Discover It | discover | Supported by WeChat Pay |
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